Destiny credit card

Destiny Credit Card: Is this the right card for you?

The Destiny credit card is a type of unsecured credit card that caters to individuals with bad to fair credit. Aspiring applicants are encouraged to prequalify to assess their likelihood of card approval. Once approved, the Destiny Mastercard reports its transaction history to all three major credit bureaus, thereby improving its credit score. The card comes with an annual fee of $59-$99 and a variable APR (Annual Percentage Rate). Cardholders can enjoy the perks of Mastercard benefits such as identity theft protection and zero liability protection. Although the Destiny Mastercard grants access to credit for individuals with low credit scores, it levies an annual fee as a cost for this benefit.

What credit score is needed for the Destiny credit card?

  • The credit score required for the Destiny credit card is not disclosed by the issuer. However, Individuals with credit scores as low as 300 may still be eligible for approval for the Destiny Credit Card. However, if you are uncertain, we recommend submitting a pre-qualification application to determine if you meet the eligibility criteria.

What does the Destiny credit card offer?

  • The Destiny credit card offers cash-back rewards on purchases, fraud protection, and other perks such as extended warranty coverage, purchase protection, and travel assistance services. While some versions of the Destiny Credit Card may offer rewards, such as 1.5% cash back on all purchases, the annual fees make it challenging to break even and benefit from the rewards.

How to pre-qualify for the Destiny credit card?

  • To pre-qualify for the Destiny credit card, visit the issuer’s website and provide some basic information. The issuer will then perform a soft credit inquiry to determine if you meet the pre-qualification criteria.

What fees does the Destiny credit card have?

  • The Destiny credit card has fees for late payments, returned payments, balance transfers, and cash advances. The specific fees and rates depend on the issuer’s terms and conditions. The annual fees can be as high as $175, and the APRs can reach 35.9%. These high costs are not offset by significant perks.

What are the limits on the Destiny credit card?

  • The credit limit on the Destiny credit card varies based on the applicant’s creditworthiness and the issuer’s discretion. The issuer may increase or decrease the credit limit based on the cardholder’s credit behavior. The Destiny Credit Card generally offers small credit limits, starting at $300, which are further reduced by annual fees.

What is the APR for the Destiny credit card?

  • The APR (Annual Percentage Rate) for the Destiny credit card varies based on the issuer’s terms and conditions and the cardholder’s creditworthiness. The APRs can reach 35.9%.

If you’re looking to activate your Destiny card, you can do so by visiting However, before you can activate it, it’s essential to understand what this card is and how it can benefit you. The Destiny card is a valuable tool for individuals who have filed for bankruptcy and are seeking help to rebuild their credit scores. This card is specifically designed to collaborate with bankruptcy filers and assist them in making progress despite their problematic credit history, making it an excellent option for those pursuing better credit scores.

How to activate your Destiny card at activate?

  1. Go to
  2. Log in to the secure server using your login credentials.
  3. Fill out the required information and click the Login button.
  4. Enter your card number.
  5. Input the expiration date of the card.
  6. Provide the Security Code/CVV located on the back of the card.
  7. Click the Activate button to complete the activation process.

How to Register Your Destiny Card?

If this is your first time using the Destiny credit card, you must first register for a Destiny card account before you can activate your card. Follow these steps to complete the registration process:

  1. Visit
  2. Click on the “Register” button located below the login section.
  3. Have the following information ready to complete the registration process:
  • Your Customer Number (located on your Destiny Card)
  • Your birth date (in MM/DD/YYYY format)
  • Your Social Security Number
  1. Click the “next” button to continue.

How to log in to the Destiny credit card account?

  • To log in to the Destiny credit card account, visit and provide your login credentials, such as your username and password. Alternatively, you can use the issuer’s mobile app to log in to your account.

Forgot Destiny Card Login Credentials?

If you have forgotten your Destiny card login credentials, you can easily retrieve or reset them by following the instructions below:

  1. Go to to access the Destiny Account activation page.
  2. Click on the “Forgot your Username or Password” link on the activation page, which will direct you to the next page.
  3. Follow the steps outlined on the page to retrieve or reset your Destiny card login username or password.
Simple Pre-qualification

A quick and easy pre-qualification check is the best way to determine your eligibility for a Destiny credit card. It takes less than 60 seconds to complete, and if you are deemed eligible, you can expect to receive a replacement card within days of your application.

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