How To Activate Your Destiny Card. at activate

The previous activation page, which was activate, has been updated In order to activate your Destiny Credit Card I encourage you to follow the instructions provided below, You will be able to successfully complete the activation process and start enjoying the benefits of your new credit card.

How to Activate My Destiny Card On activate

Follow these steps to activate your Destiny card:

  • Visit the Destiny card activation page at
  • Access the secure server by logging in using your designated login credentials.
  • Provide the necessary information as requested and click the Login button.
  • Enter your Destiny card number.
  • Input the expiration date of your card.
  • Provide the Security Code/CVV located on the back of your card.
  • Click the Activate button to finalize the activation process.

Registering Your Destiny Card

If you are using the Destiny credit card for the first time, you need to register for a Destiny card account before activating your card. Follow these steps to complete the registration process:

  1. Go to
  2. Below the login section, click on the “Register” button.
  3. Prepare the following information to proceed with the registration:
    • Your Customer Number (found on your Destiny Card)
    • Your birth date (in MM/DD/YYYY format)
    • Your Social Security Number
  4. Click the “Next” button to proceed.

Logging in to Your Destiny Credit Card Account

To access your Destiny credit card account, visit and provide your login credentials, including your username and password. Alternatively, you can use the issuer’s mobile app to log in.

Forgot Destiny Card Login Credentials?

In case you have forgotten your Destiny card login credentials, follow these steps to retrieve or reset them:

  1. Go to to access the Destiny Account activation page.
  2. On the activation page, click on the “Forgot your Username or Password” link, which will redirect you to the next page.
  3. Follow the instructions provided on the page to retrieve or reset your Destiny card login username or password.

Simple Pre-Qualification

For a quick and convenient pre-qualification check to determine your eligibility for a Destiny credit card:

  1. Complete a brief pre-qualification check that takes less than 60 seconds.
  2. If you meet the eligibility criteria, you can anticipate receiving a replacement card within days of your application.

If you’ve never had credit before or have had difficulty rebuilding your credit, the Destiny credit card can be an excellent option to start building your credit history. Specifically designed for individuals who have recently gone through bankruptcy, this card offers assistance in rebuilding credit scores. Destiny is committed to working with bankruptcy survivors, making it a suitable choice for those interested in improving their credit scores.

One of the advantages of the Destiny credit card is that it offers a pre-qualification application that only requires a soft credit inquiry, so you don’t have to worry about hard credit inquiries impacting your credit score. By using this pre-qualification application, you can determine if you’re eligible for the card without any negative impact on your credit score. However, if you decide to proceed with the full application, a hard credit inquiry will be necessary.

What if my card is lost or stolen?

In case your Destiny card is lost or stolen, you can visit and sign in to report it immediately. Additionally, you should call 1-888-260-4532 to inform customer service about the situation.

Where can I use my Destiny Mastercard?

The Destiny credit card can be used to make purchases and cash advances anywhere that displays the Mastercard logo. It provides the benefits of a Mastercard without requiring a security deposit. By responsibly using this card and ensuring timely payments, you can improve your credit history, even if you have recently experienced bankruptcy. Overall, the Destiny Mastercard is an excellent choice for individuals aiming to enhance their credit scores. Once you have made progress, you can explore credit card options with no annual fees and attractive reward programs.

What is the average credit score needed for a Destiny card?

The average credit score required for approval of a Destiny card is low, considering that the card is open to individuals who have recently filed for bankruptcy or have imperfect credit histories. Even people with credit scores as low as 300 can be approved for the Destiny credit card. If you’re uncertain about your eligibility, you can check the pre-qualification application to determine if you meet the requirements. It’s important to note that this card does not offer cashback or points for redemption; its primary purpose is to help you build credit. Additionally, an annual fee is required for this card.

How much is a Destiny card credit limit?

The credit limit for the Destiny card is relatively low, starting at $300. Since the card is primarily focused on credit rebuilding, the issuing bank exercises caution and sets conservative credit limits for approved applicants with less-than-perfect credit histories. However, you have the option to request a credit line increase after some time. It’s important to mention that the annual fee for the first year will be reflected on your first statement, reducing your available credit limit for the initial month. Once you pay the fee, your credit limit will be $300, which is sufficient to start building and improving your credit score.

What are the benefits of a Destiny Credit Card?

The benefits of the Destiny credit card are particularly advantageous for those aiming to improve their credit scores. Unlike other credit cards, it doesn’t require a security deposit, and individuals with less-than-perfect credit can still be eligible. Its main focus is to assist users in building their credit history.

What information is needed to apply for Destiny® Mastercard®?

To apply for a Destiny Mastercard, you need to meet the following requirements:

  • Be at least 18 years old.
  • Have a Social Security Number.
  • Possess a physical address and IP address in the United States.
  • Not have a charged-off Destiny Mastercard account.

What bank issues Destiny Mastercard?

The Destiny Mastercard is issued by Genesis FS Card Services, the same bank that issues Milestone and Indigo MasterCards. activate
Photo by Bru-nO on Pixabay

What is the Destiny card customer service phone number?

For customer service regarding the Destiny credit card or activation process, you can reach out to their phone number at 1-800-583-5698

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